Project12Banking & Legal Documents
Bengali & English Cheque Amount-to-Words Converter
Never hesitate over Bengali spelling on bank cheques, withdrawal slips, NEFT vouchers, or land registration deeds. Convert any amount into formal Bengali (টাকা কথায় লিখুন) and Indian English words with 1-click copy.
Convert amount into words (টাকা কথায় লিখুন)
Safe Cheque Writing Rules & Legal Precautions (RBI Guidelines)
Writing cheques and bank deposit slips accurately safeguards you against financial fraud and clearing rejections under the Reserve Bank of India (RBI) Cheque Truncation System (CTS-2010) standards. Always follow these essential rules:
1. Always Append "Only" / "টাকা মাত্র"
Never conclude an amount without writing "টাকা মাত্র" in Bengali or "Only" in English. Leaving blank space at the end of the line allows fraudsters to add words like "and Fifty Thousand".
2. Words Prevail Over Numbers (NI Act Sec 18)
Under Section 18 of the Negotiable Instruments Act, 1881, if there is a discrepancy between the amount in words and figures, the amount stated in words legally binds the payment.
3. Strike Out Unused Line Spaces
After writing the amount in words and the payee's name, draw a clear horizontal running line (-------------) through the remaining space up to the printed margins.
4. Crossed Cheque ("A/C Payee")
Cross two parallel transverse lines on the top-left corner with "A/C PAYEE" to guarantee that funds can only be credited directly to the named recipient’s bank account.
Bengali Cardinal Numbers Reference Table (1 to 100 কথায় সংখ্যা)
This reference table adheres to the official orthography of the Paschimbanga Bangla Akademi for writing numerals on official bank documents, land deeds, and court stamp vouchers.
| Figure | Bengali Numeral (বাংলা সংখ্যা) | Bengali in Words (কথায়) | English in Words |
|---|---|---|---|
| 1 | ১ | এক | One |
| 2 | ২ | দুই | Two |
| 5 | ৫ | পাঁচ | Five |
| 10 | ১০ | দশ | Ten |
| 11 | ১১ | এগারো | Eleven |
| 15 | ১৫ | পনেরো | Fifteen |
| 18 | ১৮ | আঠারো | Eighteen |
| 20 | ২০ | কুড়ি | Twenty |
| 25 | ২৫ | পঁচিশ | Twenty-Five |
| 40 | ৪০ | চল্লিশ | Forty |
| 48 | ৪৮ | আটচল্লিশ | Forty-Eight |
| 50 | ৫০ | পঞ্চাশ | Fifty |
| 75 | ৭৫ | পঁচাত্তর | Seventy-Five |
| 99 | ৯৯ | নিরানব্বই | Ninety-Nine |
| 100 | ১০০ | একশত (এক শো) | One Hundred |
| 1,000 | ১,০০০ | এক হাজার | One Thousand |
| 10,000 | ১০,০০০ | দশ হাজার | Ten Thousand |
| 1,00,000 | ১,০০,০০০ | এক লক্ষ | One Lakh |
| 10,00,000 | ১০,০০,০০০ | দশ লক্ষ | Ten Lakh |
| 1,00,00,000 | ১,০০,০০,০০০ | এক কোটি | One Crore |
How to Convert Numbers to Bengali Words for Bank Slips
- Step 1: Enter Numeric Figure or Select a Quick PresetType the exact numeric amount in the input box (e.g. 148550). You can also click common preset chips such as ₹5,000, ₹25,000, or ₹1,00,000.
- Step 2: Review the Bengali and English In-Words PreviewsVerify the interactive CTS-2010 cheque mockup displaying the official spelling in Bengali (with টাকা মাত্র) and English (with Rupees... Only).
- Step 3: Copy with 1-Click for Bank Slips or Land DeedsClick the "কপি করুন" button to copy the exact Bengali text directly to your clipboard for digital forms, NEFT vouchers, or deed applications.
Frequently Asked Questions
How do you write money amounts in Bengali words on bank cheques and withdrawal slips?
In West Bengal banking and legal instruments, the standard convention is writing the complete amount in Bengali words followed strictly by "টাকা মাত্র" (e.g., "এক লক্ষ আটচল্লিশ হাজার পাঁচশত পঞ্চাশ টাকা মাত্র"). If paise is included, format it as "... টাকা পঞ্চাশ পয়সা মাত্র". The suffix "মাত্র" (meaning "Only") prevents anyone from appending unauthorized digits to your slip.
What happens if the amount in words differs from the amount in numbers on a cheque?
Under Section 18 of the Negotiable Instruments Act, 1881, if there is a discrepancy between the amount stated in words and the amount stated in figures, the amount stated in words shall be the amount undertaken or ordered to be paid. Banks will either process the amount written in words or return the cheque with reason "Amount in words and figures differs".
Can I write a cheque in Bengali at nationalized and private banks in West Bengal?
Yes. Reserve Bank of India (RBI) circulars mandate that cheques drawn in regional languages (including Bengali in West Bengal) must be accepted by all public and private sector banks, provided the writing is legible and follows the CTS-2010 cheque standard.
Why should I draw a straight line or cross the payee line on a cheque?
Drawing two parallel transverse lines across the top-left corner with "A/C Payee Only" ensures that the cheque cannot be encashed over the counter and must be credited directly to the named beneficiary’s bank account. After writing the amount in words and figures, draw a running horizontal line to the end of the space to prevent fraudulent insertion of additional words or numbers.
What is the correct Bengali spelling for large amounts like Lakhs and Crores in deeds?
Under Paschimbanga Bangla Akademi standards, 1,00,000 is written as "এক লক্ষ" (in deeds and official registry, "লক্ষ" is standard, though "লাখ" is colloquial). 1,00,00,000 is written as "এক কোটি". For hundreds, formal legal terminology uses "শত" (e.g., "পাঁচশত", "সাতশত").
Official Banking & Grammatical Sources
- Reserve Bank of India (RBI) — Cheque Truncation System (CTS-2010) GuidelinesStatutory Reference
Mandatory standard features, security watermarks, and multi-lingual clearing rules for Indian bank cheques.
https://www.rbi.org.in/ - Negotiable Instruments Act, 1881 — Section 18 (Amount in Words vs Figures)Statutory Reference
Statutory provisions governing legal precedence of words over numerical figures in financial drafts and cheques.
https://legislative.gov.in/ - Paschimbanga Bangla Akademi — Standard Bengali Spelling DictionaryStatutory Reference
Authoritative grammatical orthography for Bengali cardinal numbers, compound words, and numerals.
https://wb.gov.in/